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LAYBUY:  Shop Now. Pay Later. Interest Free

How does Laybuy work? Laybuy is not your typical old fashioned Laybuy. This new easy way to Laybuy, lets you buy your chosen items and have them now. You even get to chose your own payment day. How cool is that!

Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.

The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Once you select Pay by Laybuy at checkout and complete your purchase, the Merchant ships any products directly to you at the delivery address you have requested.

There are no interest charges for using Laybuy. If you miss a payment you will be notified immediately. A late payment fee of $10 may be charged in respect of each payment you fail to make on time. Any payment default may also result in Laybuys debt collection service contacting you and/or your credit score being affected.

See below for more details, and for a more detailed explanation and answers to your questions visit Laybuys FAQ page by clicking here:  LAYBUY FAQ's.